If you are enrolled in a HSA qualified medical plan, the IRS limits how much may be deposited into a Health Savings Account (HSA) on an annual basis. The maximum that may be deposited to the account is on a CALENDAR year basis, and is a combined maximum of any employer contributions, pretax employee payroll contributions or other outside contributions. The new maximums for calendar year 2018 are $3,450 for an individual and $6,900 for family. Also, if you are at least 55 years old, you have the opportunity to save an additional $1,000 per calendar year. This is generally referred to as a “HSA catch-up contribution.” The catch-up contribution applies to your spouse, too, if they are enrolled in a qualified HSA medical plan. The money in your HSA bank account may be saved or used for qualified medical expenses year over year. If you want to change your payroll deduction to your HSA bank account, contact your district payroll department to find out when changes can be made