Retirees

The CSD Insurance Trust on behalf of our participating members offer Retirees continued health benefit coverage. To qualify, Retirees must be active participants in either the Public School Retirement System (PSRS) or the Public Educational Employees Retirement System (PEERS). Retirees have one year from the date last worked to elect medical coverage.

A retiree must be enrolled in dental or vision at the time of retirement to continue coverage at your own expense. Once you terminate coverage, you are ineligible to re-enroll.

Once a Retiree becomes eligible for Medicare, it may be beneficial to select a Medicare Supplement Plan instead of continued participation in any of the Trust’s comprehensive medical insurance plans.

The CSD Insurance Trust will once again be presenting 3 virtual Retiree Meetings: (details in the flyer)

Thursday, October 30^th, 2025 at 8:00 a.m.

Monday, November 3^rd, 2025 at Noon

Wednesday, November 19^th, 2025 at 4:00 p.m.

If a retiree is unable to attend one of the virtual meetings and still has questions, they can email the [email protected] or CSD Retirees can reach out to Discover Via Benefits and speak to a Licensed Benefit Advisor for assistance, see attached flyer.

The Trust offers assistance to our Retirees to participate in the following programs:

CSD Retiree Plan Options:

Anthem “Active” Medical Plan - Plan will pay secondary to Medicare Parts A & B

Monthly rates are based on plan elected.

Anthem “Medicare Part D” Plan

Plan provides prescription drug coverage for those enrolled in Medicare Parts A & B. There is a separate premium for this plan. This Part D plan could be an option for those electing the TransAmerica Premier Life Medicare Supplement plan. The Part B annual deductible is $200. Once you reach your annual out-of-pocket maximum of $2,000 is met you will not have any out-of-pocket expense on Medicare Part D covered prescriptions.

$260.62 Monthly Premium for 2026 Calendar Year.

UHC “Medicare Advantage” PPO Plan
Administers your Medicare Part A, Part B and includes creditable Rx coverage.
$0 Monthly Premium for 2026 Calendar Year.

TransAmerica Premier Life “Supplemental” Plan
Plan works alongside your Medicare Parts A & B. Must enroll in separate Part D prescription drug plan of your choice.
Rates are age based and change every year at birth month. There is a 5% increase to current 2025 rates.

Retirees	General Pre or Post- 65 Retiree Questions	Retiree/Medicare Questions for administrators or Retirees: [email protected]
Retirees - UHC	Post-65 Retirees	Member Services Numbers: 800-610-2660 Website: www.uhcretiree.com
Retirees - TransAmerica	Post-65 Retirees	Customer service phone number: 800-749-6983 Monday-Friday 7 AM until 5 PM (CST)
Retirees – Anthem Part D	Post-65 Retirees	Anthem Customer Service: 1-866-830-0174

To request an application for any of the above programs, please reach out to [email protected]

CSD-2026-Benefit Guide-Retiree-V3(HP)-PR

To view a pre-recorded presentation of the CSD Retiree options, click on the following link:

https://www.brainshark.com/willis/CSDInsuranceTrust2026Retiree